![]() Here’s a breakdown of the most common expenses. Once you have determined what you will receive each paycheck, you’ll use your budget categories list to create a sustainable budget. For example, everyone lives somewhere (has housing expenses), and everyone has to eat (food budget expenses). What Should My Budget Expense Categories Be?Įveryone has different budgeting categories, but overall, there are some similarities. Qube is the first of its kind and gives you a great way to keep track of your monthly expenses. Make spending decisions based on real-time balances.īy getting started, you’ll have the freedom to begin creating a budget and giving your money purpose.Design your budgeting plan into ‘Qubes.’.Here’s how it works, with four different plans or a lifetime membership that you can choose from to best fit your lifestyle: They provide you with spending limits according to the budget you set in your cash envelope categories. Qube takes your budget that looks great on paper or a budget spreadsheet and makes it happen in real life. If you love the cash envelope idea but don’t love carrying cash, Qube has the perfect solution – a digital cash envelope system. Budget Envelope Categories ChecklistĬlick on the image below to get your budget categories checklist! A Simple Alternative For Cash Envelope Categories Categorizing and budgeting those important household budget categories leads to greater financial peace. Today, most people have at least two, if not more, income streams. Categories aren’t just all your expenses, though. There are many common budget categories you can use. Others get much more detailed, breaking down categories like ‘housing’ into rent or mortgage payments, utilities, taxes, and insurance. It just depends on what will make things easier for you.įor example, some people budget for the ‘big’ categories, like housing, transportation, and food. You can get as detailed or generic as you like with your personal budget categories. You can’t create a successful monthly budget without budget categories or ‘buckets’ of income and expenses. Budgeting Categories Are Important For Your Budget.What are the Most Popular Budgeting Methods?.What percentage of your income should go to what?.Which payment type is best if you are trying to stick to a budget?.Do You Have Money Saved? Check Out This Surprising Statistic:.How to Avoid Under-Budgeting or Over Budgeting.What Should My Budget Expense Categories Be?.A Simple Alternative For Cash Envelope Categories.Visualizing The Power Of Compound Interest.Ultimate Financial Independence Calculator. ![]()
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![]() Best for: Measuring multiple electrical values.It can be dangerous to use a continuity tester on wiring that is carrying voltage. If you are using a continuity tester on a device attached to circuit wiring, always turn off the power to the circuit or device. Or disconnect the device from the circuit wiring. For example, they are great for checking whether something like a single-pole switch or three-way switch is working properly or for testing whether a fuse is blown. ![]() They don't test for the presence of voltage but rather to see whether an electrical path is intact in an appliance or a device. Unlike voltage testers, continuity testers are always used when a circuit is turned off-or on wiring or devices that are disconnected from the circuit. Some units also make sounds if there is a complete circuit. And if a light is illuminated on the body of the tester, it means you have completed a circuit. You touch each end at two points along an electrical path. This new type does require batteries or recharging.Ī continuity tester is an inexpensive battery-powered device that has a probe at one end and a cord with either an alligator clip or another probe at the other end. There are new, more sophisticated plug-in circuit analyzers that also tell you what the voltage is and circuit conditions on an LCD screen. The outlet must have power for the tester to work. Different light combinations signify a correctly wired outlet, a reverse-wired outlet, an open circuit, and the presence or lack of a ground connection.Ĭircuit analyzers have no batteries they simply plug into the outlet to perform the test. A chart sticker on the tester helps you interpret the light patterns. Plug-in circuit analyzers have three neon lights that light up in different patterns to indicate specific test results. ![]() They can't be used on older two-slot outlets. These devices are designed to test grounded outlets that have three slots. Plug-in circuit analyzers are inexpensive, easy-to-use testers that can tell you a great deal about the functions of a circuit when you plug them into an electrical outlet. More sophisticated (and more expensive) types provide a rudimentary measurement of how much voltage is present, though the measurement is not nearly as precise as that offered by certain other electrical testers. The most basic models indicate only whether any voltage is present. Most models inform you of the voltage present with a red light at the tip of the tester as well as a buzzing sound. You can get a reading simply by sticking the tip of the tester into an outlet slot or even touching the outside of a wire or electrical cable. The device is like a mini wand with a small tip on the end that senses voltage in such things as electrical wiring, outlets, circuit breakers, lamp cords, light sockets, and switches. They are safe, easy to use, and inexpensive. Non-contact voltage testers (also known as inductance testers) allow you to check for voltage in wires or devices without you having to touch any electrical parts.
![]() ![]() Once you feel like bragging, you can post your World Discovery % and score on the Leaderboard. You also get a Target Element of the Day ! In fact if you have an idea for a combination or feel that two elements should react, the game provides a direct link for the suggestion.Īs you progress, you will find new Elements which will unlock more RealmsĪ scoring system is included (but you can also have fun without it) that gives big rewards for target key Elements or unlocking new Realms. The game includes 1600 discoverable Elements, but grows with updates and your suggestions. Similar games include Doodle God, but please note that this is brand new, built from scratch, taking the concept directly from the old 80s ‘Alchemy’ and reinventing it in the process. Starting with just 6 Elements (no, not just 4) and combining them using your skills, wits and knowledge, you will unlock 1700 more and 26 Realms.ĭo you think you can you discover: Atomic Energy, Zeppelin, Chuck Norris, Atlantis or even ‘Angry Birds’ ? You are tasked with rebuilding the universe, bit by bit, or rather Element by Element. *** 3rd best reviewed game on WP7 ! Thanks !!! ★★★★★ All you Lumia 810 owners out there, do yourself a favor and replace that lame duck camera software that came with the phone. ★★★★★ I am genuinely impressed with just how brilliant this application is. ★★★★★ Beautiful app, love the design and filters! ★★★★★ What an app! This allows absolute control over the camera and is a quality app. ★★★★★ Amazing app showcasing the Nokia imaging SDK You also have a favorite button which you can use for one of your favorite actions. 8 modes: Manual, Program, Portrait, Macro, Scenic, Custom 1-3 Pick photo from library menu item in the photo viewer Grids: Rule of thirds, golden ratio, square, Golden spiral High resolution support (Nokia Lumia 1020/1520) Fun effects (Mirror, Mono colors and more) Real-time filter effects (Vintage, Nashville, Green Pop, 1977, Lomo, Early Bird, Valencia, Amaro, Hudson and more) It containts a fully featured photo editor that allows to edit effects of existing photos and to undo effects of photos that have been taken by OneShot OneShot combines real-time photo effects with photo editing. Apply a change, such as a filter, and you can see the difference on your screen in real time. OneShot is a professional mobile camera app and offers high quality filters in a lovely user interface that is overlaid on top of your viewfinder. Dictionary works on tablets and phones and is refreshingly free from annoying ads and paid upgrades. There is also a "word of the day" with our pick of the most interesting and entertaining words in the English language. And we managed to keep data offline without needing a massive app download. It also works well if you only have an intermittent network connection because the definitions are stored offline, locally on the device. You can see your word history and revisit definitions, or make your own list of favourite words to help build up your vocabulary. The speech function helps provide the correct pronunciation. Definitions include synonyms and antonyms which allows the dictionary to also serve as a thesaurus. Wildcard characters can be used to help with word games like crosswords and scrabble where only some of the letters are known, or you have to find an anagram, or with spelling. Then you can follow the links in the definition page to get more word definitions. As you type, Dictionary homes in on the word you are looking for. The home page contains a randomly selected word cloud which will pique your curiosity and help you improve your vocabulary, while the search box allows you to find specific words easily. The dictionary definitions are stored locally, and because it's ad-free there's no need for a network connection. Dictionary is ideal for both native English speakers and English learners or people studying the English language. Dictionary is a free offline English dictionary containing over 200,000 words and definitions and no ads. ![]() ![]() ![]() Your payments are secured by PayPal and Paddle.įinally, do you want to know more? Please contact us here or live chat support. People from Tesla, MIT, Deloitte, Adobe, and many more use Someka solutions every day. We have approved members of the Microsoft Partner Network (MPN). 70+ countries, 250,000+ organizations are using Someka Excel solutions to work in a better way. ![]() Someka is founded in 2015 to solve business problems with elegant Excel templates. Vary currency from product to product: With this feature, you can have different products with different currencies. Record your past invoices: Did you ever wonder what was the price you issued to a customer? Instead of browsing through several documents, just record all of them to this template. In addition, just keep your database section updated and prepare new invoices in 30 seconds! Save time creating new invoices: This tool has a separate database section that lets you “select” instead of making inputs every time. It also includes all the necessary elements so that you don’t forget anything. ![]() Professional and Well-Structured: A nice-looking and neat commercial invoice improves your company image. If you don’t have Word or Excel, try our online invoice generator or create a free Zervant account for an invoicing software which grows with your business. Pick a design that fits your brand and download the template in Microsoft Word or Excel. When you purchase this generator, you’ll also get a guide that explains how to customize invoices for your company.Īlso, don’t forget that you can always get in touch with us with your questions. Create a free invoice with these professionally designed, UK invoice templates. If you wonder how to customize the look of your invoice, calculate taxes, etc. Basically, you just click on the generator and it is ready to work. It works both on Windows and Mac OS with MS Excel and doesn’t need any extra installation. A startup that wants to prepare nice-looking and professional invoices.Responsible for invoice management in your company and want to automate your process.Owner of an SME and want to send customized invoices for your customer.So, as Someka we’ve received lots of requests regarding invoice management and created this ultimate Excel Commercial Invoice Template which is used by 10,000+ SMEs in the US every day. But, using free spreadsheet templates doesn’t solve all of your needs either. Especially if you prepare them by yourself it takes a lot of time and they don’t look professional. Is this product for me?Ībove all, generating invoices in Excel can be a pain in the neck. We have designed Commercial Invoice Generator and Tracker Excel Template for you to prepare automatic commercial invoices with your own logo. ![]() ![]() ![]() You might be interacting with team members, customers, etc. The next 30 days should focus on how you’ll learn and improve by “doing”.īy now, you should be able to start using what you’ve learned to perform some of the job duties on your own. Your goal in this section is to show them you have a detailed plan and a lot of motivation to learn the basics of the job and understand how they operate quickly. How will you learn this company’s systems and procedures? (They might have an employee booklet you can review, so include some time to review this in the first 30-day period of your business plan.If you’re new to this industry, how will you learn the industry/market overall?.How will you learn about the company’s products/services?.Other things to talk about in the first part of your plan: This could include reviewing and studying at home each night for the first week, staying 30 minutes late to review what you learned each day, finding a teammate to have lunches with, or finding a fellow new hire to review with (if you’re in a training class with multiple people). So what is your plan to make the most of their training, and get up to speed quickly? The company likely has a training program (if you’re not sure, this is a good question to ask in the interview). In the first part of your business plan, you’ll want to focus on training/learning. So let’s look at each 30-day period now, and what should go into each… The First 30 Days Which specific steps will you take to reach your goals? How you plan on learning and succeeding. ![]() You’re motivated to learn and do the work.You’re capable of quickly learning and performing the job duties.In your business plan, you want to show the interviewer the following: What to Write About in Your 30-60-90 Day Business Plan If you prefer to lump everything together into a single 90-day period, that’s fine too. We’ll divide it into three periods, and you’ll outline different goals and milestones for each of the first three months. So we’ll actually be creating a 30-60-90 day plan. I recommend splitting your 90-day business plan into three sections: 0-30 days, 30-60 days, and 60-90 days. Let’s look at how to create a plan that will land you the job… How to Create a 90-Day Business Plan for Job Interviews Having a plan to learn the job and succeed quickly is going to set you apart from other candidates and make you more attractive to employers. One of the best ways to stand out in your interview is to create a 90-day business plan (also called a 30-60-90-day plan) to show employers how you’ll help them in the first three months on the job. ![]() ![]() For more information on the Bio-Active, check out our product spotlight here. If for any reason your cyanuric acid levels go above the recommended levels then you can consider adding some Bio-Active Cyanuric Acid Reducer to your pool to get the stabiliser level back down. If you're nearing (or at) the maximum level, switch to unstabilised chlorine. If you're using stabilised chlorine or chlorine pucks, we suggest that you closely monitor your cyanuric acid levels to make sure that you don't go over the level. Never add cyanuric acid "in the blind" and always check the level before adding more because once your stabiliser levels are over 50ppm, your chlorine's effectivity goes down. Full diagnostic capabilities, including cell-life tracking that. There’s now an alternative to buying, handling and storing chlorine. It provides the same sanitation performance as chlorine additives without the drawbacks of chlorine handling. ![]() The only time that cyanuric acid levels reduce is when water is taken out from your pool (in the form of splashes, draining, or backwashing) and is replaced by fresh water. IntelliChlor uses common table salt to effectively and automatically produce chlorine a pool needs. ![]() Warning: Unlike chlorine that dissipates/gets burned up by the Sun's UV rays, cyanuric acid stays in your pool. Keep your Cyanuric Acid level healthy (30-50ppm) for optimum chlorine-keeping results.Ĭyanuric Acid doesn't need to be added too often, we recommend checking and balancing levels once per month. That’s it The chlorinator does the rest, evenly distributing chlorine throughout the pool. The amount of chlorine released depends on your pool’s volume, so make sure you adjust your chlorinator accordingly. All you have to do is add chlorine tablets (or pool salt if you have a saltwater pool). This chemical goes by a few different names, but UV Blockout is the chemical that keeps your existing chlorine in the water rather than being evaporated by the sun. Using a swimming pool chlorinator is simple. ![]() ![]() ![]() Template 5: One-Page Financial Retirement Budget Planner Businesses can ensure that they are staying within their financial means, maintaining a healthy cash flow, and achieving their long-term financial objectives with a download of this budget planner. It also allows businesses to predict their cash flow, plan for upcoming expenses, and make intelligent choices regarding investments. This PPT Layout guides businesses in staying on track when it comes to monthly expenses, profits, and savings and provides a quick overview of their financial situation. Template 4: One-Page Monthly Budget Planner Download this template to stay financially healthy and successful. You can also add the contact details of relevant parties.īusinesses can adjust their financial plans too to reflect changes in the market, adapt to unexpected events, and ensure long-term financial stability. It showcases metrics such as task and budget schedule, task description, project status, notes and a to-do list. This PPT Template helps businesses provide a detailed yet concise look into their weekly finances. Template 3: Bi-fold Weekly Budget Planner Summary Download this weekly budget planner to stay on top of your finances and make informed decisions on spending and revenue management. With the use of SlideTeam's budget template, businesses can identify any differences between projected and actual cash flows, allowing them to take appropriate action as needed. ![]() The planner includes a breakdown of expected expenses, a revenue projection or income, and a comparison of actual revenue and expenses to the projections, for a given week. ![]() Template 2: Weekly Budget Planner One-Page Summary Download this template to assess your financial position, identify potential shortfalls, and adjust spending plans. This budget planner typically includes projected revenue and expenses, cash flow projections, and a breakdown of budgeted amounts by category.Īn effective feature of this template is that you can maintain your data on a single page which will help you ne up-to-date at a glance. This PPT Slide is a powerful business tool which allows them to plan and track their finances for the coming defined period. Template 1: One-Page Annual Budget Planner Now, without further ado, let SlideTeam take you through the “Top 5 Budget Planner Templates with Examples and Samples” that will add more value to your business. Accurate Record-Keeping: With accurate record-keeping, companies can track their progress toward their financial goals and make necessary adjustments to their budget accordingly.Businesses stay motivated and focused on achieving their goals by defining specific and measurable financial goals. Financial goals: Budget planner templates empower companies to establish and track financial goals.This data can be used to identify areas where expenses can be cut and revenue streams must be expanded for increased profits. Improved Decision Making: By providing a detailed breakdown, budget planner templates facilitate business owners in making productive decisions.Budget planner templates save time because they are pre-designed with common categories and formatting, and you only need to input the necessary financial data to create a budget.Increased Financial Visibility: Budget planner templates help businesses understand their finances, including expenses and revenue streams.Let us check some more benefits of having Budget Planner Templates. With our these “ Top 5 Budget Planner Templates ”, businesses can maximize their financial resources, avoid overspending, and stay on track to achieve their goals and objectives. ![]() Using these PPT Templates, you can ensure that the company is on track to meet its goals and objectives. The budget planner template can be used to determine how much money is available for spending and where it should be spent. It can also be used to track a company's financial performance, identify potential risks and opportunities, and make informed decisions. The document helps businesses with forecasting and tracking their source of income and expenses over a specific period of time. They are used to plan, manage, and control financial resources. And we are sure that you wish not to! Therein lies the role of “Budget Planner Templates” in the picture.īudget planner templates are necessary tools for any business, regardless of size or nature. If your budget planning or maintenance does not go well, it is possible for you to get trapped in a debt cycle. There’s a very thin line between maintaining a budget and just having one. ![]() ![]() ![]() And the one further to the right is a different haplogroup (J-M27) and has cyan in their gender symbol.The one just to the right of him is the same haplogroup and has darker blue in their gender symbol,.They are both 2nd cousins of the I-P37 tester.Two men are outlined in silver have down Y-12 tests.another is I-P37 (in the lower centre/left) and I labelled him and his male line with a darker blue in their gender symbol.and I labelled him and his male line with "brown" (there are 4 men with brown gender symbols) one is R-M269 (on the left of the genomap).Two men outlined in darker blue have done Y-111 tests.Here's a genomap of one family where 4 people have done Y-DNA tests: Y-DNA: When you get your Y-DNA results back, they will give you a "predicted" Y-Haplogroup and your results will look like this for 25 STR markers: or like this for Y-111: Here's a map of how they thought Y-Haplogroups had migrated in 2006: It's basically a bunch of random numbers unless you join a Surname or Haplogroup project and compare your STR markers against those with similar markers. The orange in the lower right is for labels, and things out of scope.įirst off.Eg, it is assumed someone's father has the same Y-DNA as their son that did the test. The orange-yellow in the lower left represents results that have been "populated".The silver in the upper right represents a person who has taken a less accurate test (eg Y-12, -25, -37, or -67 for Y-DNA, or a HVR1, or HVR1 and HVR2 for mt-DNA).The dark blue in the upper left represents a person who has taken the biggest/most accurate test possible (eg, Y-111 for Y-DNA, or mt-Full Sequence for mt-DNA).haven't wrapped my mind around this yet or what I'd like to see. men get this from their mother's only, women get it from their mother's and father's. we can possibly create one or more genomaps to compare subsets of tested people and map which of their chromosomes match and were inherited from specific ancestors good for looking back 5 or 6 generations and possibly connecting to 5th cousins, etc. can be displayed in a "matrilineal" genomap but only women can pass it on to their children. can be displayed in a regular "patrilineal" genomap A brief high level summary of DNA: So there are 4 main ways we can look at our DNA: I think GenoPro is uniquely positioned to combine a graphical view of a family tree and all the data that gets generated from DNA testing and related tools. I've done some DNA testing, have learned a little more about DNA testing, and have played around with Genopro a little more to spell out some requirements a little more clearly. ![]() ![]() ![]() Bambi, who is standing with his father, oversees the gathering, then takes his father's place as the Prince of the Forest. More time passes as new growth appears in the burned-out areas, and one day, Flower and Thumper, who have families of their own, proudly watch as Faline introduce her twin fawns to the other forest animals. The animals dash through the forest as the fire races along behind them, but eventually the Great Prince and Bambi reach safety, and Bambi is reunited with Faline. He falls unconscious as a fire, sparked by the hunters' campfire, begins to spread, but the Great Prince arrives and urges Bambi to flee. Faline escapes from the dogs, but Bambi is shot as he jumps across a ravine. Faline is separated from Bambi during the confusion, but when she is cornered by a pack of dogs, Bambi rushes to rescue her. Later, Bambi is disturbed by the sound of hunting horns, and the Great Prince warns him that Man has returned in great numbers, and that they must retreat deep into the forest. Bambi is challenged by another young buck but triumphs in battle, and soon is gamboling across the meadow with Faline. Faline flirtatiously licks Bambi, and the young couple chase each other and play. Left on his own, the disgruntled Bambi is drinking from the stream when he once again meets Faline. Friend Owl warns them that all animals become "twitterpated" during the Spring, and soon his words are proven true as a pretty girl skunk and a lovely little bunny mesmerize Flower and Thumper. Later, Spring comes again to the forest, and the adolescent Bambi, Thumper and Flower are scornful of the silly antics of the birds. The Great Prince arrives and tells the grieving fawn that his mother cannot be with him anymore, then urges his son to follow him. Bambi races ahead as gunshots ring out, and upon reaching the thicket, is terrified to realize that he is alone. ![]() Soon the grass begins to grow again, and Bambi and his mother return to the meadow to graze, but there, Bambi's mother becomes alarmed and orders him to run. Bambi is mystified by the occurrence, and his mother explains that "Man was in the forest." Later, in the winter, Thumper and a clumsy Bambi ice skate on a pond covered with "stiff water." The season is harsh, however, and Bambi's mother diligently forages for food for her hungry son. The Great Prince senses danger, however, and helps Bambi and his mother reach the forest as a gunshot echoes through the meadow. The Great Prince then walks through the meadow, and Bambi is awed by his father's majestic bearing. Bambi and Thumper play and eat clover, although Bambi is overcome with shyness upon meeting a pretty little girl fawn named Faline. One day, Bambi's mother takes him to the meadow to graze, but warns him that he must be careful as the meadow is without sufficient cover. Bambi and his mother lead an idyllic life, cuddling to ward off April showers and enjoying the protection of the forest. While learning to say "flower," Bambi is confused when a young skunk emerges from a patch of blossoms and assumes he is being named, but the skunk is pleased by his new moniker. Later, Thumper accompanies Bambi on a walk, teaching him how to say "bird" and introducing him to the beauties of the wilderness. Especially interested in Bambi, the new arrival, is young rabbit Thumper, who watches the fawn take his first awkward steps. Unlike real rabbits, Thumper is drawn with paw pads, a feature that most rabbits lack.ĭisney Consumer Products started a spin-off franchise, Disney Bunnies, with Thumper as the main character.One April morning, the animal inhabitants of the forest welcome a new fawn, the son of the Great Prince of the Forest. ![]() The personality and visual appearance of the character was based upon Beatrix Potter's Benjamin Bunny. Thumper is Disney's adaptation of Friend Hare from the novel Bambi, A Life in the Woods. As voiced by the young actor, four-year-old Peter Behn, the vivacious character of Thumper was expanded from its original minor role and led to a focus upon the young animals in the story. The character was an important influence upon the development of the movie Bambi which started production with an adult tone which seemed too serious and uncommercial. The young adult version of Thumper also appears at the Walt Disney Parks and Resorts as a meetable character. He is known and named for his habit of thumping his left hind foot. Thumper is a fictional rabbit character from Disney's animated films Bambi and Bambi II. ![]() ![]() ![]() ![]() The consent of both houses of Congress ought, therefore, to be required, before he should take the actual command. But it was urged, that it would be dangerous to let him command in person, without any restraint, as he might make a bad use of it. Story wrote in his Commentaries: “The propriety of admitting the president to be commander in chief, so far as to give orders, and have a general superintendency, was admitted. 69, at 465 (Alexander Hamilton) (Jacob E. Hamilton said the office “would amount to nothing more than the supreme command and direction of the Military and naval forces, as first general and admiral of the confederacy.” 1 Footnote The Federalist No. The purely military aspects of the Commander-in-Chiefship were those that were originally stressed. The President shall be Commander in Chief of the Army and Navy of the United States, and of the Militia of the several States, when called into the actual Service of the United States he may require the Opinion, in writing, of the principal Officer in each of the executive Departments, upon any Subject relating to the Duties of their respective Offices, and he shall have Power to grant Reprieves and Pardons for Offences against the United States, except in Cases of Impeachment. ArtII.S2.C1.1.2 Commander in Chief Power: Doctrine and Practice ![]() |
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